Roth 401(k)s

Roth 401(k)s bring together the higher contribution limits of a 401(k) with some of the tax-free withdrawal options of a Roth IRA.

CDSA-HRA

What is a Roth 401(k)?

A Roth 401(k) is exactly what it sounds like: it’s a combination of a 401(k) and a Roth IRA. It is an employer-sponsored investment savings account that is funded with post-tax money up to the plan’s contribution limit. This type of investment account is well-suited to people who think they will be in a higher tax bracket in retirement than they are now.

For more information, contact one of our employee benefit administrators.

Administrative

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